There is a slim chance that in the next couple of years I will have an opportunity to step up to a six place retractable single, like a Lance/Saratoga or A36.

Thatt possibility has me daydreaming a bit, and I am wondering what the insurance requirements would be. I found an older thread on here where someone posted that insurance required 25 hours of dual and 10 hours solo before taking passengers. Is that typical?

I have roughly 600 hours PIC, about 1/3 of which are in Cessna 182s. I have essentially no complex time now, though if this were to come to fruition I would likely have 20 or 30 hours of C-182RG time.

I just finished transitioning a friend from a G1000 182 into a G36. The insurance requirements were 25 hrs with a completion of BPPP. He had no prior complex experience and half your time. I actually thought his premium was very reasonable bases on hull value and experience. He was comfortable and well trained within the required training time.

That sounds like a lot. I just helped to get a student pilot insured in a $150k hull value turbocharged Mooney. The text of his training requirements is below:

"[Student Pilot] must successfully complete the requirements for a FAA Private Pilot license while under the direct supervision of [Named CFI]. Upon receipt of FAA Private Pilot license, no passenger coverage is provided while [Student Pilot] is at the controls of Mooney [aircraft N number] unless he is accompanied by [Named CFI] or he has logged not less than 25 hours in Mooney [aircraft N number] while accompanied by [Named CFI] and demonstrated proficiency in [aircraft N number] to the satisfaction of [Named CFI]."

Eric

FWIW I had someone look at buying my V tail last week with similar experience as yours. The insurance company came back with 25 hours in type.

My experience was similar to yours when I bought my Bo. Insurance required 10 hours of dual. That was 8 years ago, FWIW.

That might have been me. I needed 25 & 10 last year, but I had 90 hours in my logbook at the time and no complex or high power time...

Eric,

About a year and a half ago, I stepped up to a V-tail Bo from a C-182 with only about 150 hours and zero retract time. I got several insurance quotes.

I remember one quote required 15hr dual/10 solo while another quote required only 10 dual/0 solo. The quote with the higher training requirement was about $200-300 cheaper (don't remember the exact figure).

Perhaps the larger planes will require more training due to the higher hull value and two additional seats you're liable for, but I thought both the training requirements and prices were decent for my situation. Wish you luck!

Thanks for the feedback, guys. This is going to help focus my daydreaming just in case this comes to fruition. :-)

Hi Eric,

Everyone's situation is different and we all seem to pay wildly different rates for insurance. it doesn't cost you anything to get quotes, so why not start your shopping process with a few quotes for yourself in the type plane you want ?

I'm doing that right now for some different cars I'm considering getting for a new driver in our house, and some of the quotes are eye-watering. It definitely knocks some models of cars off the list.

Don't know what the latest standards are (as Jeff suggested, all it'll take is one call to good Broker to get that), but FWIW I had a total of 75 hours when I got my Bo in 2011. Less than 10 hours complex/HP time, all in a V35B. Needed 20 hours dual to include 15 full stop landings and 5 hours IFR before first solo in the 36. Premium was stiff the first year, but it came down quickly and steadily each renewal as I built time in make and model.

"standards" keep changing in this goofy changing market.

Typically you will see a variety of options that could range from 5 to 25 hours dual and prices from reasonable to silly with a few different liability limit options.

Sticking in the middle of the road on airplane choice is smart (Don't get a Lancair IV to start!).

Ideally if you can knock out the endorsements and be able to log time now you can start piling it up. Every bit makes you look better.

Rates are indeed all over the place and it is tough to compare with some legacy policies.

Well, I've owned my Turbo Lance for just over two years. I had zero time HP/Complex and 250 hours total time with inst rating in hand.

25 hours by myself after a check out. Just passed 100 hours in the airframe. Both years, my insurance was $2100. $115 hull, standard limits. Tom Hauge at Wings Insurance.