Whew. You had me for a minute.

I don't actually. Pretty sure I have it, but what is smooth?

Adam,


https://www.avemco.com/owned-aircraft-i ... .aspx#four

Q: What is a "Combined Single Limit of Liability" or "smooth" limit?

A: Most aircraft insurance policies contain liability coverage sub-limits. An example would be, $100,000 Bodily Injury each person per accident $1,000,000, Property Damage per accident, with an overall accident limit of $1,000,000. With sub-limits, the most that can be collected under each coverage per accident is the stated maximum limit. A combined single limit (CSL), often called a "smooth" limit, has the total stated limit available with no specific sub-limits for Bodily Injury or Property Damage claims. See question 8 for information on limits available from Avemco Insurance Company.

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To put that in plainer English, the $1mm in liability that people "think" they have is not what applies if they have sub-limits. So maybe there is a $100,000 per-seat limit so your one passenger can collect only $100,000 for their injuries / death from the insurance policy. You think you have $1mm in coverage but if they win $250,000 in court then $150,000 is out of your pocket / estate.

There are various limits... per seat, property vs injury, etc. Smooth limits mean that you "have the amount of insurance you think you have".... the whole $1mm is available for any 1 type of claim if needed.

Thanks. Then I'm smooth.

As long as your policy doesn't have sublimits. For example, there are a lot of policies that have $1M total liability but $100K per seat sublimits. This means that in the event of a crash where you were carrying one passenger and that passenger sued you, you would have liability coverage up to only $100K for whatever that passenger was awarded in their suit. If you also hit some stuff on the ground, the other liability up to $1M total would cover that, but of course that stuff isn't where the big dollars are. So $1M smooth means your liability is covered up to $1M regardless of whether that was because of one passenger or whatever combination. Sublimits basically dramatically limit your coverage in the most likely scenarios.

TBM 930 Range 1730NM
http://www.tbm.aero/products/tbm-930/

TBM 930 Range 1730NM
http://www.tbm.aero/products/tbm-930/

Range TBM 930 at 31,000 ft, ISA, no wind, 45 min reserve:
1730 NM @ 252 kts
1585 NM @ 290 kts
1440 NM @ 326 kts

http://www.tbm.aero/products/tbm-930/

1 pilot? The PC12 can carry a helluva lot more than 1 pilot with full fuel.

My initial was 7 days. Not 5. I'm mistaken.

Regardless, I'm not looking forward to 15 day initial for the Phenom but I will be doing it. I do not think "training requirements for a jet" are a reason TBM's are so expensive.

And I would still buy a slightly used Mustang over a new TBM.

No doubt Nevada could use a Trump vote.

Its more than 1 pilot, with full fuel the TBM as around 891 ibs maximum payload.

LOADING
Basic empty weight 4,629 lb. 2,097 kg.
Maximum ramp weight (MRW) 7,430 lb. 3,370 kg.
Maximum takeoff weight 7,394 lb. 3,354 kg.
Maximum zero fuel weight 6,032 lb. 2,736 kg.
Maximum payload 1,403 lb. 636 kg.
Maximum payload with full fuel 891 lb. 404 kg.
Maximum luggage in storage areas (4 seats) 507 lb. 230 kg.
Maximum luggage in storage areas (6 seats) 330 lb. 135 kg.
Maximum luggage volume (large net) 30 cu. ft.
0.989 cu. m.

That's a brochure number, not realistic.

The 4 pax NBAA IFR number is much more representative of real life. Takes into account the possible effect of having to off load fuel to deal with limited useful load, and to deal with low altitude maneuvering and having an alternate.

The other factor to consider is that the faster airplane is less affected by headwind. So even if an M2 comes up somewhat less in range, it doesn't take much headwind before it actually goes further. You buy a fast airplane for the headwind days.

And yet another advantage for the jet is that once you get above the mid 30s, the headwinds usually die down somewhat so it may be able to fly with less wind in its face in addition to being faster.

Mike C.

Jason,
This is why I quoted NBAA range numbers. Much easier to achieve a fair comparison between two airplanes.

Cessna upped their game with the M2. It's a better plane than the previous CJ's no doubt. It's a lot of plane for the money.