Rick,
You understand the airplane market quite well I imagine. Buyers are always concentrated on "market" and not value. Nobody wants to "get skint". With the age of our fleet now, the delta between market price and value is actually getting narrower with each passing year. This could not be more true than with classic airplanes.
What I'm saying is: the old "rule of thumb" that upgrades to an airplane, like avionics, of returning only a small part of their "investment" is coming up for change,
In the 195 model, you have a large cadre of hundred thousand dollar buyers and airplanes to fill that need. It would take another hundred thousand to bring any of those up to this level of this airplane. That does not stop the hundred thousand dollar airplanes from "crushing the market" so to speak for the better examples
Thankfully, it makes no real difference to me as to the 195 or the 180.
Karen wants a new, or almost new, Cirrus. It is a wise choice given our age and circumstances. I have acquired an T hangar and if I must own 4 airplanes, so be it. She can afford it.
I don't actually expect either airplane to sell at this time.
Jg